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Fixed rates for buy-to-let borrowers have risen by up to 1.25 percentage points. Gen H has cut fixed rate deals by up to 0.16 percentage points with five-year loans available up to 95percent LTV starting from 5.97percent with a 999 fee. This rate is available to borrowers who use Gen H Legal for their conveyancing. Nottingham building societyhas cut rates for new borrowers.
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The rate falls to 4.52percent for borrowers who opt to pay a 999 arrangement fee. The fee-free five year fixed rate at 80percent LTV is 4.63percent – or 4.61percent with a 999 fee. Skipton building society and Gen H Mortgages are the latest lenders to cut fixed mortgage rates, as one online broker reports a record month for home loan enquiries, writes Jo Thornhill. It is offering a fee-free five-year fixed rate at 5.19percent (down by 0.45 percentage points) for first time buyers with a 5percent cash deposit. The equivalent two-year first time buyer fixed rate is now 5.84percent (down 0.35 percentage points). MPowered Mortgages cutting fixed rates by up to 0.7 percentage points.
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