Personal financial management and its relationship to job satisfaction: An exploratory study of the opinions of a sample of employees in Iraqi private banks

Abstract

The current research aims to identify personal financial management and its relationship to job satisfaction among employees in Iraqi private banks. In order to achieve the objectives of the current research, the researcher has followed the descriptive analytical approach as a method for the current study through a stratified random sample of employees in private banks amounted to (150) individuals. It uses the statistical program (SPSS) to process the data and obtain the required results, and in order to collect the necessary data and information. A questionnaire has been designed consisting of three parts, the first on demographic variables, the second on personal financial management and the third on job satisfaction. Also, the researcher was keen to verify the honesty and stability of the research tool. The most important conclusion is there is a correlation between personal financial management and job satisfaction among employees in Iraqi private banks. The study makes some recommendations among which is educating employees about the principles of personal financial management and applying them in all areas of their professional lives in the future in order to ensure that they spend and save money appropriately